Mindful Transformations Counseling and Consulting does not participate with any insurance panels at this time and is considered an out-of-network provider.  Most insurance companies provide "out-of-network" benefits for non-participating providers.  Generally, if you have out-of-network benefits, sometimes they will reimburse you at least 50% or more, and they pay you directly. Insurance carriers differ on whether and how much they will reimburse for psychotherapy. This means you will pay the agreed upon fee at the time of service with me and also be able to provide the documentation most insurance companies need to evaluate and provide reimbursements.  

I encourage you to check with your insurance company to inquire about reimbursements. Some questions to ask may be:

  • Do I have outpatient mental health/behavioral health benefits for out-of-network providers?

  • What is the coverage amount per therapy session with an out-of-network provider?

  • What documentation do I need to submit and what information should it have?

There are advantages and disadvantages in choosing to use your mental health benefits through your insurance. Advantages may include a lower fee, while disadvantages may include having to assign a diagnosis, loss of confidentiality during the claims process, and forfeiting your right to choose how many sessions you feel you need. Please be aware that any insurance forms submitted will include diagnosis and procedure codes. These will be on record with the insurance company, and you should factor that into your decision on whether to file for out-of-network reimbursement.

If you would like to utilize your insurance and see a therapist that is in-network, I can  offer you some referrals.

You can use your Flex Spending or your Health Savings Account at Mindful Transformations Counseling and Consulting. Therapy is considered a medical expense, therefore you can deduct the cost of therapy from your taxes if you itemize. Please consult your tax professional for more details.


Please contact if you would like to inquire about the ability to utilize insurance in our office but through another platform, or sliding fee opportunities.

Fees are based on the usual and customary rates for clinicians in the area, my experience and training, and length of sessions. Depending on the length, sessions start at $125 and go up from there. All sessions are payable at the end of the appointment. I accept cash and all major credit cards as well as Health Savings Accounts and Flex Spending Accounts.  I also reserve a limited amount of sessions for clients in need of a sliding scale rate.  Please reach out to inquire about rates and how I can be a support to you.

FREE 15 minute Initial Phone Consultation!

Other services I can provide that are not covered by insurance include Life Coaching and Post-Secondary Support that range from $165 - $250 per session depending purpose and length.

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